In America ..
Millions of unused empty homes every night
Millions of unused empty second homes every night
600,000 homeless Americans every night
Millions of homes taken by banks and real estate/mortgage companies
with no credible effort to assist homeowners to stay in their homes
Over 5 million USA foreclosures since the 08 recession
By banks whose officers still run the USA economy
Whether they served the Obama or Trump governments
Pillars of society
who populate the boards
of our schools and community organizations
while legally stealing millions of American homes and dreams
My home ...
Purchased for $175,000 in 2004
30 year mortgage
By 2008 recession devalued to $85,000
Wife/childrens mother moved out in 2011 “giving me the house” in the divorce along with sole responsibility for our joint mortgage payments
no longer affordable due to health problems and income changes
Numerous banks refused to modify mortgage
to my Social Security/Dsability income
to make it affordable for me
to keep my home me for me and my two daughters
“Do not qualify”
Denied again and again
May, 2019
Forcibly evicted
by bank
that is now selling my $175,000 house
for $60,000 ...
... same bank that refused to modify my mortgage
to an affordable amount for me to keep my home
so, this week, my children have lost the home they lived in
since they came home from the hospital
Their home of dreams and memories
For now, as I near my 65th birthday, I rest under the roof
of my 2009 Honda Civic
... and envision a new future
Still full of boundless hope and optimism
Some say “I should have planned better.”
Others say “I should have gotten a better job after I was laid off.”
Shoulda Coulda Woulda
Easier said than done ...
~ zjm
